Seeking Aditya Birla Personal Loan Details? Here They Are

By Internal Eseo - April 01, 2018

Be it for a good cause like wedding and education or instant cash needs, a personal loan becomes the base to fulfill all these. Call it the uncertainties of life or whatever, the savings don’t last for most and so what comes as a solace is a personal loan offered by a wide range of lenders including both banks and non-banking finance companies (NBFCs).

Of late, a lot of queries regarding Aditya Birla Personal Loan has cropped up. These queries include the interest rate, loan amount eligibility and much more. If you are one of those wanting to know the same, this article is for you. Take a look.

Aditya Birla Personal Loan Interest Rate & Other Details

Aditya Birla Finance Limited is one of the leading NBFCs involved in the business of offering personal loans to salaried individuals. The interest rates can be anywhere between 14%-26% per annum. As far as the maximum loan is concerned, it can range from 25,000-15,00,000. You can be given a maximum of 5 years to repay the loan. The repayment can be made via ECS/NACH. The processing fee equates to 2% of the loan amount.

How About Checking the EMI Calculator?

Checking the installments beforehand is always a good thing to do as it helps plan your finance adequately. Now the question remains how can you know the same? Well, you can check Personal Loan EMI Calculator to know the installments and total interest payable over the course of a debt. One just needs three elements - loan amount, the rate of interest and tenure - to compute the EMI and interest. An EMI, which stands for Equated Monthly Installment, is a combination of both interest and principal amount to be paid every month till the expiry of the tenure.

Aditya Birla Personal Loan Eligibility Criteria

Seeking a personal loan? See whether you meet the following eligibility criteria.

     The minimum age of the customer should be 23 years
     The maximum age of the customer should not exceed 55 years
     A spotless credit record with no default on the way

Aditya Birla Personal Loan Documentation

After finding that you meet the criteria, you should then look to get the documents ready. What are those documents you need to submit for a personal loan? Take a look below to know the same.

     Identity Proof - PAN Card/Aadhaar Card/Voter ID/Passport
     Residence Proof - Aadhaar Card/Passport/Voter ID/Utility Bills
     Income Proof - Salary slip for the last 3 months, bank statement for the last 6 months

How to Apply for Aditya Birla Personal Loan?

You can apply for a personal loan either online or offline. It’s your choice. But if you want to get it finished in a few minutes, going online would be the way forward. You just need to visit the official website of Aditya Birla Finance Limited and go from there to ‘Personal Loan’ segment. There would be ‘Apply Now’ button which you can scroll to find. Just click on that button to see some blanks appearing on the screen. These would be your name, mobile number, email ID, type of loan, loan amount and location.

When you scroll on while reaching ‘Type of Loan’, you can find ‘Personal Loan’ under the head of ‘Unsecured Loans’ at the bottom. Just select ‘Personal Loan’ and fill the loan amount, name, mobile number, location and email ID.

You also need to tick the box stating your intention to let Aditya Birla representatives contact you. If you look below, you will find ‘Send’ button to click on. The moment you click on that, your loan request will get forwarded to the NBFC. The concerned Aditya Birla executive would contact you and ensure a speedy approval.

Aditya Birla Personal Loan Application Status

So you have made an application but still waiting to get a response on the same. Well, before you get further late, it would be better to call the 24x7 customer care number 18002707000 to check the status of your application. You can even log in to check the status online. Now the status can either be approved or rejected.

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