How Can You Apply For A Credit Card?

By Internal Eseo - April 29, 2018

In the market there are so many options you have, it depends on your desire and needs which you can choose and apply. It’s true this product can use in various ways. You can shop, travel, dine, and do whatever you want to. You can buy any favorite goodie without having a second thought in your mind or without checking cash amount. You have an option to purchase now and payback in EMI’s.

You can use your product from entertainment to medical emergency it can resolve your issue within one click. You can make payment without going anywhere from the office to home. You can say it’s a magical product for you.

What Is Age Eligibility And KYC Factor?

If you want to apply for credit card, then have to check credit card eligibility and KYC. If we talk about age eligibility, it would be as per bank’s norm but usually, 18 years is mandatory with a clear previous status.

For documents identity proof, address proof, and income proof have to submit with recent passport size photograph. For identity, you have to share photo ID proof. For address passport, Aadhaar, and voter ID. For income, have to share salary slip and a copy of income tax return.

How Can You Choice One Out Of Many?

These are Key factors before you can apply should arrange the things. Let’s find few top banks and their features.

SBI Credit Card: This product can come with zero loss liability. With this, you can fulfill corporate needs, it's acceptable all over the world, you have an option to convert your purchases into EMIs, and you can get a welcome gift of Rs 5,000 and avail up to Rs 20,000 points on joining.

HDFC Credit Card: You can get a bumper offer with HDFC an exclusive Reward points, get a welcome gift as airport lounge access, money back facility benefits on travel expenses and fuel surcharge waiver.

ICICI Credit Card: It gives you first dual platinum product, complimentary movie tickets, complimentary round of golf, savings on dining bills, and lounge access.

Axis Credit Card: As joining you can have Rs 5,000 Yatra voucher, you can get Myntra and BookMyShow vouchers free on joining, you can also get cashback option, and exclusive airline vouchers.

What Are The Rest Advantages You Can Have?

When you can apply for credit card in that particular product, you can also have various features.

Payment Method

You can make payment online and offline both procedures. For an online have to register yourself, then they can send User ID and password on your registered email ID. After that, you can use net banking, mobile banking, autopay, RTGS, and NEFT facility. As per your comfort level, you can choose offline also, for that, visit the branch and make payment by cash and cheque.

The Bank Statement

The bank can send you monthly transaction report on your mail, after the completed one-month billing cycle. Through this, you know swipe report, spending habits, limit and much more.

Customer Care Service

If you have any issue related to the product, want to share feedback or complaints, then call on provided customer care helpline and resolve your issue within a second.

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